How to build credit from scratch?
Getting a credit card or a loan and ensuring repayment activity is reported to major credit bureaus is a common starting point to building credit.
Atlas offers a great way to build credit on auto-pilot, especially for beginners. Simply sign up, link a bank account, and pay a $8.99 (every 28 days) membership fee to activate your Atlas account. To learn more, check out Atlas Academy
What is considered a good credit score?
A good credit score is usually above 700, improving access to better loan terms and interest rates. However, credit score ranges can vary depending on the credit scoring model used.
To see your latest Experian Vantage 3.0 score, simply open your Atlas app and go to Credit
Updated over 3 months ago