Getting a credit card or a loan and ensuring repayment activity is reported to major credit bureaus is a common starting point to building credit.

Atlas offers a great way to build credit on auto-pilot, especially for beginners. Simply sign up, link a bank account, and pay a monthly $8.99 membership fee to activate your Atlas account. To learn more, check out Atlas Academy
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A good credit score is usually above 700, improving access to better loan terms and interest rates. However, credit score ranges can vary depending on the credit scoring model used.

To see your latest Experian Vantage 3.0 score, simply open your Atlas app and go to Credit