How to Pay Bills with Atlas
Get Your Account Details
Open the Atlas app → Money tab → Money Controls
Tap Pay My Bills to view your account and routing numbers
Save these numbers for easy access
Add to Your Bill Providers
Log into each bill payment website or app
Add your Atlas account and routing numbers as a payment method
Your bills will be paid automatically as long as you have enough funds
Check Available Balance: Go to Money tab to see your "Available deposit" amount at the top. This shows how much you can withdraw based on your pending and deposit balances.
Managing Bill Payments with Atlas
Tracking recurring bills
Navigate to Deposit Account > Recent Transactions to view all bills paid using your Atlas account and routing numbers.
Important notes:
You can only use your Deposit Account's available balance, which differs from the credit available on your Atlas card.
It may take up to two billing cycles for new merchants to appear under Recent Transactions.
Recommended bills to pay with Atlas deposit account
Rent (if you have a full direct deposit linked with Atlas you should consider setting this up soon)
Utilities (electricity, water, gas)
Essential services not payable via your Atlas credit card
Points and bill payments
Points are earned only through transactions made with your Atlas Credit Card. Payments from your Deposit Account are not eligible for points.
What if my bill payment fails?
Cause: Insufficient funds in your account. Essentially, you're attempting to pay bills that amount to a number larger than your "Available to withdraw" amount shown in the Deposit Account page.
Check Your Available to Withdraw Balance:
Open the Atlas app.
Navigate to Deposit Account.
Review your Available to Withdraw balance. This balance is used to determine how much you have available to withdraw through the app or available to pay your bills.
Note: Payments may take 3-5 business days to process.
If issues persist, contact support for further assistance. We're always happy to help!