When you use your Atlas card outside the U.S. or with international merchants (including online), a 3% foreign transaction fee applies to each transaction.
How it works:
A 3% fee is applied to purchases made outside the U.S. or with non-U.S. merchants, including online purchases from international retailers.
The total amount (purchase plus the 3% fee) appears as one transaction on your account.
For the complete list of all applicable fees, please refer to our Cardholder Agreement.
Have questions? Contact Support anytime—we're here to help!
FAQs
Q: How much is the foreign transaction fee?
A: The fee is 3% of the transaction amount, applied to purchases made outside the U.S. or with international merchants.
Q: How can I tell if a fee was charged?
A: The 3% fee will be included in your transaction amount and reflected in your account activity.
Q: Are online purchases from international retailers charged a fee?
A: Yes. The 3% foreign transaction fee applies to any purchase with a non-U.S. merchant, including online transactions.
Q: Are foreign transaction fees refundable?
A: Please see our Cardholder Agreement for details regarding fees and refunds.