Atlas Score helps you understand how your account activity impacts your financial habits—all in one simple view. It’s designed to be an educational tool that guides you toward building healthy credit habits over time.
How to Check Your Atlas Score
Open the Atlas app
Go to the Card tab
Tap Atlas Score to:
See your current score
Track progress by checking your Score History
See available weekly tasks to increase your score
Why it matters
Understand your habits — See how your activity impacts your financial health
Build consistency — Pay on time, save automatically, and use rewards
Track progress — Watch your score improve as you complete tasks
Engaging and fun — Weekly goals guide your growth
What impacts your Atlas Score
Helps your score: On-time payments, regular activity, connecting your direct deposit or primary bank account
Hurts your score: Missed payments, account inactivity, high credit usage
FAQs
Q: Does Atlas Score affect my credit score?
A: No. Atlas Score is an educational tool and does not directly impact your credit bureau scores.
Q: Is Atlas Score shared with anyone?
A: No. Your Atlas Score is for personal use and is not shared with third parties.
Q: Where can I see my progress over time?
A: Tap Atlas Score in the Card tab to track your growth.
Q: Are there weekly tasks to follow?
A: Yes! Weekly tasks refresh to guide you toward healthy credit-building habits.
Q: How can I increase my Atlas Score?
A: Pay on time, stay active, connect your primary account, and complete weekly tasks.
The Atlas Score is an educational tool for personal use. It is designed to help build healthy engagement and get the most out of Atlas. Changes to your Atlas Score do not guarantee updates to your credit bureau scores or Atlas spending limits. It is not a consumer report and is not shared with any third parties. See Atlas Terms of Service for more info.