Building credit with Atlas is simple and automatic. Whether you’re starting fresh or rebuilding, Atlas helps you grow your score without interest or missed payment worries.
How Atlas helps you build credit
Smart Pay – Pays down your balance throughout the month to help you avoid missed payments and keep your utilization low.
Credit reporting – We report your payment history monthly to TransUnion®, Experian®, and Equifax®.
Track your score – See your latest VantageScore® 3.0 and report payments anytime in the Credit tab.
Flexible payments – Pay manually from your Atlas Deposit Account or a linked debit card.
For more, check out:
FAQs
Q: How does Atlas help build credit?
A: Atlas reports your payments monthly and helps you stay on track with Smart Pay.
Q: Do I have to do anything to build credit?
A: Just use your card and pay on time—Atlas handles the rest.
Q: Where can I check my credit score?
A: Go to the Credit tab in the app.