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Direct Deposit (Get Payroll Credit)

Boost your Spend Power by up to $250 with direct deposit

Updated over 2 weeks ago

Setting up direct deposit into your Atlas account is an easy way to increase your Spend Power—up to $250 in unsecured credit.

What is Connect Paycheck?

Connect Paycheck is a feature that links your payroll directly to Atlas. When you set it up:

  • You may qualify for a Spend Power boost right away

  • Your paychecks may arrive up to 2 days early

  • Your Spend Power automatically increases when funds are deposited

  • You unlock better rewards and cashback tiers

How to set up direct deposit

  1. Open the Atlas app

  2. Go to the Money tab

  3. Tap “Unlock up to $250 in credit” or go to Money Controls > Direct Deposit

  4. Follow the prompts to link your payroll

If your employer isn’t listed, you can:

  • You can email yourself a direct deposit form from the app or manually enter your routing and account number into your payroll system.

FAQs

Q: Where can I find my routing and account number?

A:In the app, go to Settings > Deposit Account.

Q: Do I have to deposit my full paycheck?

A: No—you can deposit a portion. You're in control.

Q: What if I can't find my employer?

A: Use the form option or enter your account details manually.

Q: When will I see the deposit?

A: As soon as your payroll provider sends it. Early access is available for some users but not guaranteed.

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