Setting up direct deposit into your Atlas account is an easy way to increase your Spend Power—up to $250 in unsecured credit.
What is Connect Paycheck?
Connect Paycheck is a feature that links your payroll directly to Atlas. When you set it up:
You may qualify for a Spend Power boost right away
Your paychecks may arrive up to 2 days early
Your Spend Power automatically increases when funds are deposited
You unlock better rewards and cashback tiers
How to set up direct deposit
Open the Atlas app
Go to the Money tab
Tap “Unlock up to $250 in credit” or go to Money Controls > Direct Deposit
Follow the prompts to link your payroll
If your employer isn’t listed, you can:
You can email yourself a direct deposit form from the app or manually enter your routing and account number into your payroll system.
FAQs
Q: Where can I find my routing and account number?
A:In the app, go to Settings > Deposit Account.
Q: Do I have to deposit my full paycheck?
A: No—you can deposit a portion. You're in control.
Q: What if I can't find my employer?
A: Use the form option or enter your account details manually.
Q: When will I see the deposit?
A: As soon as your payroll provider sends it. Early access is available for some users but not guaranteed.