Direct Deposit

Get payroll credit

Updated over a week ago

We now offer the ability for you to deposit your paycheck directly into your Atlas account to increase your Spend Power.

To enable direct deposit:

  • Navigate to ‘Spend Power’

  • Press ‘Get payroll credit’

  • Follow prompts

What is 'Get payroll credit'?

'Get payroll credit' is the feature where you link your payroll directly into your Atlas account, allowing you to direct deposit a portion of your paycheck. By doing this:

  • Immediately verify your past payroll details to see if you're eligible for increased spending power

    • While it's possible you may start with little to no payroll credit, your payroll credit can increase over time towards $250 with good spending habits, regular balance payments, and regular paychecks arriving on Atlas.

  • Paychecks deposited to Atlas become available up to 2 days earlier than traditional banks

  • Spend power automatically increases by at least the same amount when your direct-deposited paycheck is cleared into your Atlas account

  • Can unlock greater reward tiers and cash back opportunities depending on the amount you direct deposit.

    • Unlock Platinum tier cash back if you select at least $250 to direct deposit into your Atlas Deposit Account

    • Open Mystery Boxes on each paycheck's arrival

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