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Direct Deposit

Get up to $250 in payroll credit

Updated over a week ago

You can now link your direct deposit with your Atlas Deposit Account to boost your Spend Power!

How to set up Direct Deposit:

  1. Go to the ‘Spend Power’ section.

  2. Tap ‘Unlock Payroll Credit’

  3. Follow the steps provided.

What do I get by tapping 'Unlock Payroll Credit'?

Tapping ‘Unlock payroll credit’ lets you link your direct deposit directly to your Atlas Deposit Account. By using this feature:

  • Verify past payroll: Instantly check your payroll history to see if you qualify for higher spending power.

  • Grow your payroll credit: Start small, but with good habits (like regular payments and deposits), your payroll credit (a portion of your unsecured credit) can grow up to $250.

  • Faster direct deposits: Direct deposits into Atlas might arrive up to 2 days earlier than with traditional banks.

  • Automatic spending power boost: Spend power increases by at least the amount of your deposited paycheck once it clears.

  • Extra perks: Unlock better rewards and cash back options depending on how much you deposit. For example:

    • Link at least a $250 direct deposit to reach Platinum Tier cash back.

    • Get fun rewards like Mystery Boxes when paychecks are deposited.

This feature is designed to give you more flexibility and rewards as you build good financial habits!

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