Why choose Atlas?
Never pay interest—even if you carry a balance.
Build credit with a card accepted at 50,000+ locations and reported to all 3 bureaus.
Track your credit score and make smarter financial decisions.
Earn cashback automatically at participating merchants.
Manage everything easily from one simple app.
Membership options:
Monthly Plan – $8.99 every 28 days
Build credit and payment history—even without regular spending.
Cancel anytime with no penalties.
Annual Plan – $89/year (save 15%)
Includes everything in the monthly plan, plus:
A sleek 12g metal card
Rent reporting to help boost your score faster
Priority support with <15 min average wait times
Access to platinum-tier rewards
How to upgrade to the annual plan
Open the Atlas app
Go to Menu
Tap My Membership
Select Annual Plan
FAQs
Q: Can I cancel the monthly or annual plan?
A: Yes, you can cancel anytime—just reach out to Support in the app.
Q: How do I get the metal card?
A: It ships once you’ve completed payment for the annual plan.
Q: What’s the difference between platinum and regular rewards?
A: Platinum rewards unlock higher cashback rates at top merchants.