Why choose Atlas?
Never pay interest—even if you carry a balance.
Build credit with a card accepted at 50,000+ locations and reported to major credit bureaus.
Track your credit score and make smarter financial decisions.
Earn cashback automatically at participating merchants.
Manage everything easily from one simple app.
Membership options:
Monthly Plan – $8.99 every 28 days
Build credit and payment history—even without regular spending.
Cancel anytime with no penalties.
Annual Plan – $89/year (save 15%)
Includes everything in the monthly plan, plus:
A sleek 12g metal card
Rent reporting to help boost your score faster
Priority support with <15 min average wait times
Access to platinum-tier rewards
How to upgrade to the annual plan
Open the Atlas app
Go to Menu
Tap My Membership
Select Annual Plan
FAQs
Q: Can I cancel the monthly or annual plan?
A: Yes, you can cancel anytime—just reach out to Support in the app.
Q: How do I get the metal card?
A: It ships once you’ve completed payment for the annual plan.
Q: What’s the difference between platinum and regular rewards?
A: Platinum rewards unlock higher cashback rates at top merchants.