Negative information on your credit report, such as late payments, charged-off accounts, repossessions, and foreclosures, generally stays on your credit report for around seven years. However, bankruptcies can remain on your report for up to ten years.

If you find any inaccurate information on your credit report, it is important to file a dispute with the credit bureaus to have it resolved. Reach out to Atlas to learn how to dispute any inconsistencies in your credit report
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Simply reach out to our support team ([email protected]) and let them know the information you want to dispute and why.