How long does negative information stay on credit reports?
Most negative information: Stay for about 7 years, including late payments, charged-off accounts, repossessions, and foreclosures.
Bankruptcies: Can remain for up to 10 years.
If you spot any mistakes, file a dispute with the credit bureaus to correct inaccuracies.
How to dispute errors on your Atlas account
Contact Atlas Support:
Email: [email protected]
Details to Include: Clearly explain what information you want to dispute and why.
Atlas will guide you through the process of resolving inaccuracies.