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How Atlas can help file disputes

Updated over a week ago

How long does negative information stay on your credit report?

  • Most negative marks (like late payments or charged-off accounts): Up to 7 years

  • Bankruptcies: Can remain for up to 10 years

If you notice inaccurate information on your credit report, it’s important to dispute it directly with the credit bureaus.

How to Dispute Atlas-Related Errors

If the mistake is related to your Atlas account, we can help.

Step 1: Email us at [email protected]

Step 2: Include details of what you're disputing and why

Step 3: Our team will walk you through the next steps

FAQs

Q: Can Atlas fix errors on my credit report?

A: If the error is tied to your Atlas account, we can help investigate and correct it. For other items, contact the credit bureau directly.

Q: How long does it take to resolve a dispute?

A: It varies, but investigations typically take 30–45 days.

Q: Will filing a dispute hurt my credit score?

A: No—disputing inaccurate information does not negatively impact your score.

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