As you continue to pay rent each month, additional positive payments are added to your rental line on a monthly basis.
Can I add past rent payments to Atlas Rent Reporting, or only future ones?
Atlas Rent Reporting can add rent payments from when you sign up or up to 25 months back on your current lease. For example, if you moved in December 2020, we can add rent payments from January 2022 to January 2024 (25 months). This covers the past 2 years at your current address, and we'll keep adding future payments as long as you use our service.
Can I add rent from my old rental addresses if the lease is no longer active or I’ve already moved out?
No, we can't add payments from old leases that are no longer active. We can only add past payments (up to 25 months) from your current or active lease.
Which credit bureaus does Atlas Rent Reporting report to?
Atlas Rent Reporting works with Experian, and we’ll soon report to Equifax and TransUnion as well.
What details are reported to Experian Rent Bureau?
We share the following details:
Your name, Social Security number (SSN), and birth date
Your rental address (from your lease)
Your monthly rent amount
The due date of your rent
How will my rent payment appear on my credit report?
When you pay your rent on time, it will show up as a new line on your credit report. It’s different from loans or credit and won’t show up as debt. Some credit apps might show it as "$0," but that’s normal and doesn’t mean there's a problem.
What happens if my payment changes monthly?
Small changes, like for utilities, are fine. We usually report just the base rent amount from your lease. If the rent changes a lot, we’ll contact you to confirm the new amount.
How can I access my credit report and monitor changes to my credit score with Atlas Rent Reporting?
You can see your credit report and track changes to your credit score in the Atlas app or through free credit monitoring services.