Atlas Rent Reporting adds positive rent payments to your credit file every month—helping you build credit over time.
Can I add past payments?
Yes—Atlas can report up to 25 months of past rent from your current lease. Just make sure your lease is still active.
We can’t report rent from previous addresses once you’ve moved out.
What gets reported?
We share your:
Full name, birth date, and SSN
Rental address
Base monthly rent amount
Rent due date
These details go to the Experian Rent Bureau.
How does rent appear on my credit report?
Your rent will show as a separate tradeline—not a loan or credit card. Some credit apps may show it with a "$0" balance, which is normal and doesn’t affect your score.
FAQs
Q: What if my rent changes monthly?
A: Small changes (like utility splits) are fine—we report your base rent. If your rent changes significantly, we may reach out to confirm.
Q: Where can I view my credit report?
A: You can monitor your score in the Atlas app or use services like Experian or Credit Karma.
Q: Which bureaus does Atlas report to?
A: Currently, we report to Experian. Support for Equifax and TransUnion is coming soon.