How Your Flex Credit Limit Works
When you securely connect your primary, active bank account, we review a few factors to understand your financial health. Over time, as you keep up healthy financial habits, and make timely payments, your Flex credit limit can grow accordingly.
Why a Healthy Bank Account Matters
Reliable Deposits And Balances: Regular income, stable balances, or payroll deposits signal financial stability, which often results in higher starting limits.
Balanced Outflows: Responsible spending and minimizing negative balances show good money management.
Positive Patterns Over Time: Consistently maintaining healthy balances and on-time payments can lead to gradual credit limit increases.
What You Can Do
Connect Your Main Bank Account so we have a clear view of your regular deposits and expenses.
Keep an Eye on Balances and avoid frequent overdrafts or extremely low balances.
Use Flex Responsibly by making timely repayments and maintaining steady financial habits.
If you have any questions, feel free to reach out to our support team. We’re here to help you make the most of your Flex credit.