Yes—Atlas sets daily and monthly spending limits to help you manage safely and build over time.
What to know
Everyone starts with a small limit — It’s based on your linked bank and account activity.
Limits increase — As you make successful payments, your daily and monthly limits may go up.
Your account history matters — The longer you use Atlas and stay in good standing, the more flexibility you can unlock.
To check your current limit, open the Atlas app, go to the Card tab, and scroll down to the Card Details section.
FAQs
Q: How are spending limits set?
A: They’re based on your linked bank info, account history, and how you use Atlas.
Q: How can I raise my limit?
A: Use your card regularly and make successful payments—your limit may increase over time. You can always add a deposit or link your payroll to increase your overall Spend Power.
Q: What is my full credit limit?
A: To view a full breakdown, open the Atlas app, go to the Card tab, and scroll down to the Card Details section.