Skip to main content

Can I deposit funds for a higher limit?

Updated over a week ago

Yes—adding funds to your Atlas account can increase your Spend Power. It’s optional but a great way to give yourself more room to spend.

How it works

  • Deposits are added to your secured credit

  • Your limit increases by the exact amount you deposit

  • You can fund your account via debit card or payroll direct deposit

FAQs

Q: What’s the best way to deposit?

A: You can use a linked debit card or set up direct deposit through your employer.

Q: Will I earn interest on deposits?

A: Yes—money in your Atlas Deposit Account earns 2% interest, paid monthly in points.

Q: Can I withdraw the money later?

A: You can withdraw your deposit anytime if it’s not being used as collateral for active balances.

Did this answer your question?