Switching your direct deposit to Atlas doesn’t give you an instant cash advance, however, there are some cool benefits you might get:
Up to $250 in payroll credit: When your direct deposit lands in your Atlas Deposit Account, you unlock a feature in our app called "payroll credit". This makes up a portion of your unsecured credit on your Atlas card, and as you continue to receive direct deposits regularly, you can grow your payroll credit up towards $250.
Early paycheck access: With direct deposit, you could get your paychecks up to 2 days earlier than with regular banks.
Platinum perks: Depending on how much of your direct deposit you link, you might unlock Platinum-level benefits.
Mystery boxes: Each time your direct deposit arrives, you get a Mystery Box, which gives you a chance to double your paycheck, earn points, or get entered into sweepstakes.
While an instant cash advance isn't part of switching your direct deposit, there are significant advantages that you could enjoy by linking direct deposit with Atlas. Every dollar goes further on Atlas, and linking your direct deposit is the best way to make use of that.