Ways to Withdraw Funds:
On Your Own Through the App:
Navigate to the Home tab in the Atlas app.
Go to the Deposit Account page. This page should show how much you have available to withdraw through the app at the top, right next to "Available to withdraw."
Select Withdraw from deposit and follow the steps.
ATM: You can withdraw funds at any nationwide ATM. If you're withdrawing via ATM, you can withdraw up to however much you have available to spend. You can find this amount in the Home Page's Credit Card section. Review the ATM withdrawal article for more details. You may also be limited by an ATM limit, and you can read more about this in our ATM article.
Through Support: If you're experiencing issues, you can reach out to Atlas support to assist you with the withdrawal process.
Important Notes:
Withdrawals initiated through the app or via support will be processed via ACH to your linked account. It typically takes 2-5 business days for the funds to reflect in your linked account.
With in-app or support-initiated withdrawals, your maximum Spend Power will decrease by the withdrawal amount. For example, withdrawing $10 from a $100 Atlas Deposit Account will reduce your Atlas Deposit Account to $90, reducing your secured credit to $90. Your Spend Power (or money available to spend) stays the same.
With ATM withdrawals, your maximum Spend Power stays the same, but your pending balance on your Atlas card increases. Your Spend Power (or money available to spend) decreases.
Withdrawals might affect your reward tier.
For a refresher on how Spend Power works, refer to our article on Spend Power. If you need further assistance, don’t hesitate to contact Atlas support!