Here’s a quick guide to the different balances you’ll see in the Atlas app:
What each balance means
Available to Spend – The amount you can use right now for purchases or ATM withdrawals.
Available to Withdraw –The amount you can transfer out or use to pay bills.
Pending Balance –The amount you still owe or that’s waiting to be paid off.
Deposit Available Balance – Money saved in your Atlas Deposit Account.
FAQs
Q: Why is part of my balance pending?
A: Pending balances are charges that haven’t fully processed or amounts you still owe.
Q: Can I spend my Deposit Available Balance?
A: Yes—your deposit balance adds to your Spend Power and can be used for purchases.