Withdrawing Cash at ATMs with Your Atlas Card
Withdrawal Rules:
How much can you withdraw?
You can only take out money that’s not part of your pending balance.
Example: If you have $100 available and $50 pending, you can withdraw $50 (not counting ATM fees).
Does withdrawing affect your credit limit?
Yes, withdrawing lowers your spending limit.
Example: If your limit is $100 and you withdraw $10, your limit drops to $90 (not counting ATM fees).
Withdrawal limits:
Daily limit: $500
Monthly limit: $1,000
Changing Your ATM PIN:
Open the app.
Tap the three dots in the Credit Card section.
Select Manage Cards, then Physical Card, and change your PIN.
Using ATMs with your Atlas card:
Limits:
Daily limit: $500
Monthly limit: $1,000
The amount depends on your Available to Spend. Check this in the app’s Credit Card section.
Fees:
Atlas charges a $2 fee for each withdrawal.
Some ATMs may add their own fees or have their own limits.
What if the ATM declines your transaction?
Check your balance in the Atlas app.
If you have enough money but it still doesn’t work, contact support and share your ATM receipt if you have it.