How to Pay Bills with Atlas
You can use your Atlas Deposit Account to pay bills—just make sure you have enough available balance.
Step 1: Get your account details
Open the Atlas app → Money tab → Money Controls
Tap Pay My Bills to view your account and routing numbers
Save these numbers for easy access
Step 2: Add Atlas to your bill providers
Log into each bill payment website or app
Add your Atlas account and routing numbers as a payment method
Your bills will be paid automatically as long as you have enough funds
What if a bill payment fails?
The most common reasons are:
Insufficient funds in your Deposit Account
Pending transfer that hasn’t cleared yet
Tip: Your biller will try to pull the full amount, so make sure your Available Deposit Balance covers it before the payment date.
How much money do I have available for bill pay?
Your Available Deposit balance is the amount you can use to pay bills. This includes only the funds that are fully processed—not pending.
How to check:
Open the Atlas app
Go to the Money tab
Review your Available Deposit Balance—it tells you how much you can use for bills and withdrawals
Payments typically take 2–5 business days to process.
Managing your bill payments
Track your recurring bills
Go to Deposit Account → Recent Transactions
Transactions using your account and routing numbers will appear here
It may take up to 2 billing cycles for some merchants to show up
FAQs
Q: What bills should I pay using my Atlas Deposit Account?
A: Consider using it for essentials like rent, utilities, or services that can’t be paid with your Atlas Credit Card.
Q: Do I earn points when I pay bills from my Deposit Account?
A: No—points are only earned from purchases made with your Atlas Credit Card, not from your Deposit Account.
Q: What’s the difference between my Deposit Account and Credit Card balance?
A: Your Deposit Account holds your own funds for bills and transfers. Your Credit Card lets you spend up to your Spend Power and earns points.