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Saving with Atlas

How to save with Atlas

Updated over a week ago

Saving with Atlas isn’t just about interest—it also helps boost your Spend Power and build your credit.

Why it matters

  • Earn 2% APY on your deposits, paid quarterly into your account—or get 3% with direct deposits of $500 or more

  • Boost your Spend Power by growing your secured credit

  • Build credit with monthly reporting

  • Saving is flexible—you can add funds anytime

How to save

  1. Open the Atlas app

  2. Option 1: Go to the Card tab Tap Grow Spend Power → Scroll down and tap Add a Deposit

  3. Option 2: Go to the Money tab Tap the Add Deposit button (with a + symbol)

  4. Follow the prompts to complete your deposit

FAQs

Q: Is there a minimum to start earning?

A: No—every saved dollar earns interest.

Q: How do I earn interest on my savings?
A: Earn 2% APY on your deposits, paid quarterly—or get 3% with direct deposits of $500 or more—just by keeping funds in your Atlas Deposit Account.

Q: Does saving help my Spend Power?

A: Yes—deposits count toward your secured credit, which increases your total Spend Power.

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