Saving with Atlas isn’t just about interest—it also helps boost your Spend Power and build your credit.
Why it matters
Earn 2% APY on your deposits, paid quarterly into your account—or get 3% with direct deposits of $500 or more
Boost your Spend Power by growing your secured credit
Build credit with all three major credit bureaus
Saving is flexible—you can add funds anytime
How to save
Open the Atlas app
Option 1: Go to the Card tab → Tap Grow Spend Power → Scroll down and tap Add a Deposit
Option 2: Go to the Money tab → Tap the Add Deposit button (with a + symbol)
Follow the prompts to complete your deposit
FAQs
Q: Is there a minimum to start earning?
A: No—every saved dollar earns interest.
Q: How do I earn interest on my savings?
A: Earn 2% APY on your deposits, paid quarterly—or get 3% with direct deposits of $500 or more—just by keeping funds in your Atlas Deposit Account.
Q: Does saving help my Spend Power?
A: Yes—deposits count toward your secured credit, which increases your total Spend Power.