Use a Virtual Card Instantly
Your standard virtual card is created as soon as your membership is activated. You can view and use it immediately from the Atlas app.
How to Access Your Virtual Card:
Open the Atlas app
Go to the Card tab > Physical & Virtual Card
Tap your Atlas Card (before ordering a physical card) or Virtual Card (if one is already issued)
Tap to view your card details, copy the number, or add it to your digital wallet
Ways to use your virtual card:
Add it to Apple Wallet – Follow this guide
Add it to Google Wallet – Follow this guide
Use the card number for online purchases
Want to Create a Disposable Card?
If you need a card for a quick purchase or added security:
Go to the Card tab > Physical & Virtual Card
Tap the “+” icon to create a Disposable Card
Name your card (optional)
Complete setup — your card will automatically close after 24 hours
Note: Disposable cards are available for annual users only.
Want a Physical Card?
Most users stick with virtual cards, but if you prefer a physical one, you’ve got options:
Become a payroll user
Upgrade to an annual membership (includes a premium metal card)
Reach out to support and request one
If eligible, you’ll see your card’s delivery status under Card > Physical & Virtual Card. Once it arrives, activate it from the same section.
FAQs
Q: Do I need to wait for my physical card to start shopping?
A: Nope! Your virtual card is ready right after sign-up.
Q: Where can I find my virtual card details?
A: Go to Cards > Physical & Virtual Card, then tap your card to view the info.
Q: Can I use my virtual card in stores?
A: Absolutely! Just add it to your digital wallet and tap to pay like you would with any physical card.