If you're automatically eligible for a physical card, you should be able to track its status on the Home Page. If you don't see anything about a physical card in the app, see our article on requesting a physical card. Once it's arrived, activate it by tapping Home > My Cards and finding the card you want to activate.
If you aren't eligible for a physical card or your physical card hasn't arrived yet, you can still start spending right away by following these steps.
How to Create a Virtual Card:
Open the Atlas App
Go to Card → Physical & Virtual Card → Virtual Card
Tap the + button to create a new card
Choose your card type:
Standard: Cancel anytime (up to 2 cards allowed)
Single-use: One-time purchase only (annual plan only)
Free trial: Auto-cancels after 24 hours (annual plan only)
Follow onscreen prompts to complete setup
Done! Your virtual card is ready to use
How to Use Your Virtual Card:
Add to Apple Wallet: Setup instructions
Add to Google Pay: Setup instructions
Use card number directly for online purchases