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Your virtual card

Updated this week

Your Atlas virtual card is a digital version of your debit or credit card that’s ready to use as soon as your account is active—no waiting for the mail.

It works for online shopping, in-app purchases, and in-store transactions anywhere contactless payments are accepted.

Types of virtual cards

  • Standard Virtual Card – Perfect for everyday purchases.

  • Single-Use Card – Auto-cancels after one transaction, ideal for shopping on unfamiliar websites.

  • Free Trial Card – Works for up to 24 hours, so you can try a service without worrying about recurring charges.

You can toggle Allow Transactions anytime to instantly lock your card—no need to contact support.

Why it matters

  • Start spending right away — Use your account immediately after activation.

  • Shop securely — Keep your physical card number private when shopping online.

  • Stay flexible — Works in stores, online, and in apps through Apple Pay or Google Wallet.

  • Extra privacy — Easily create or replace a virtual card if you ever need a new number.

Learn more about virtual cards

Here are some articles to help you get started:

FAQs

Q: Is my virtual card number the same as my physical card?

A: No—your virtual card has its own number for extra security.

Q: Can I replace my virtual card?

A: Yes—create a new virtual card anytime in the app if your details are ever compromised.

Q: Can I use my virtual card in stores?

A: Yes—add it to Apple Pay or Google Wallet to tap and pay anywhere contactless payments are accepted.

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