Your Atlas virtual card is a digital version of your debit or credit card that’s ready to use as soon as your account is active—no waiting for the mail.
It works for online shopping, in-app purchases, and in-store transactions anywhere contactless payments are accepted.
Types of virtual cards
Standard Virtual Card – Your default card for everyday purchases. You can regenerate this card number anytime for added security.
Disposable Virtual Card – These cards automatically close after 24 hours. Perfect for one-time purchases or trials.
Annual members can create unlimited disposable cards right from the app.
Key Benefits
Start spending right away — Use your account immediately after activation.
Stay flexible — Shop online, in-store, or in-app with Apple Pay or Google Wallet.
Enhanced privacy – Easily regenerate your virtual card number or create a disposable card when needed.
Freeze card instantly – If you ever want to pause transactions, simply tap Freeze Card in the app.
Learn more about virtual cards
Here are some articles to help you get started:
FAQs
Q: Is my virtual card number the same as my physical card?
A: No—your virtual card has its own number for extra security.
Q: Can I regenerate my virtual card number?
A: Yes! You can regenerate your Standard Virtual Card in the app at any time.
Q: What happens when I regenerate my virtual card number?
A: Your old card number stops working, and any payments using it will be declined. Just update your new card info anywhere it's saved to keep things running smoothly.
Q: Can I use my virtual card in stores?
A: Yes—add it to Apple Pay or Google Wallet to tap and pay anywhere contactless payments are accepted.