Skip to main content

Your virtual card

Updated over a week ago

Your Atlas virtual card is a digital version of your debit or credit card that’s ready to use as soon as your account is active—no waiting for the mail.

It works for online shopping, in-app purchases, and in-store transactions anywhere contactless payments are accepted.

Types of virtual cards

  • Standard Virtual Card – Your default card for everyday purchases. You can regenerate this card number anytime for added security.

  • Disposable Virtual Card – These cards automatically close after 24 hours. Perfect for one-time purchases or trials.

    • Annual members can create unlimited disposable cards right from the app.

Key Benefits

  • Start spending right away — Use your account immediately after activation.

  • Stay flexible — Shop online, in-store, or in-app with Apple Pay or Google Wallet.

  • Enhanced privacy – Easily regenerate your virtual card number or create a disposable card when needed.

  • Freeze card instantly – If you ever want to pause transactions, simply tap Freeze Card in the app.

Learn more about virtual cards

Here are some articles to help you get started:

FAQs

Q: Is my virtual card number the same as my physical card?

A: No—your virtual card has its own number for extra security.

Q: Can I regenerate my virtual card number?

A: Yes! You can regenerate your Standard Virtual Card in the app at any time.

Q: What happens when I regenerate my virtual card number?

A: Your old card number stops working, and any payments using it will be declined. Just update your new card info anywhere it's saved to keep things running smoothly.

Q: Can I use my virtual card in stores?

A: Yes—add it to Apple Pay or Google Wallet to tap and pay anywhere contactless payments are accepted.

Did this answer your question?