Your Atlas virtual card is a digital version of your debit or credit card that’s ready to use as soon as your account is active—no waiting for the mail.
It works for online shopping, in-app purchases, and in-store transactions anywhere contactless payments are accepted.
Types of virtual cards
Standard Virtual Card – Perfect for everyday purchases.
Single-Use Card – Auto-cancels after one transaction, ideal for shopping on unfamiliar websites. (Available for annual users only)
Free Trial Card – Works for up to 24 hours, so you can try a service without worrying about recurring charges. (Available for annual users only)
You can toggle Allow Transactions anytime to instantly lock your card—no need to contact support.
Why it matters
Start spending right away — Use your account immediately after activation.
Shop securely — Keep your physical card number private when shopping online.
Stay flexible — Works in stores, online, and in apps through Apple Pay or Google Wallet.
Extra privacy — Easily create or replace a virtual card if you ever need a new number.
Learn more about virtual cards
Here are some articles to help you get started:
FAQs
Q: Is my virtual card number the same as my physical card?
A: No—your virtual card has its own number for extra security.
Q: Can I replace my virtual card?
A: Yes—create a new virtual card anytime in the app if your details are ever compromised.
Q: Can I use my virtual card in stores?
A: Yes—add it to Apple Pay or Google Wallet to tap and pay anywhere contactless payments are accepted.