What is the Atlas Card?
The Atlas Card combines the benefits of credit and debit—helping you build credit, earn rewards, and avoid interest.
You can use your Atlas Card anywhere Mastercard® is accepted (with a few exceptions).
Types of Atlas Cards
Virtual Cards – Available instantly in the Atlas app and great for online or in-app purchases. You now have two options:
Standard Virtual Card
For everyday purchases. You can have one active at a time and regenerate it anytime for a new card number.Disposable Virtual Card (Annual Plan only)
Works just like the standard card but automatically closes after 24 hours—ideal for one-time purchases, free trials, and added security.
Physical Card – Great for in-store purchases and cash withdrawals.
Metal Card – Exclusive to annual plan members. Durable, premium feel, and built to last.
Tip: You can freeze your card anytime from the app to instantly pause or resume transactions—no need to contact support.
Earn rewards with your Atlas Card
Earn cashback at participating merchants automatically.
Spend regularly to unlock Double Cash Back and Weekly Boosts.
Annual plan users get Platinum Tier rewards with higher earning potential.
FAQs
Q: Can I use my Atlas Card in stores and online?
A: Yes—anywhere Mastercard is accepted, with a few restrictions.
Q: What’s the difference between the regular and metal card?
A:The regular card is plastic; the metal card (12g) is available with the annual plan.
Q: Do I need to activate my card?
A: Your virtual card is ready to use after account activation. For your physical card, just follow the in-app instructions once it arrives.
Q: Is the Atlas Card a credit card?
A: It works differently than a traditional credit card. Atlas doesn’t charge interest and helps you build credit through on-time payments.