What is the Atlas Card?
The Atlas Card combines the benefits of credit and debit—helping you build credit, earn rewards, and avoid interest.
You can use your Atlas Card anywhere Mastercard® is accepted (with a few exceptions).
Types of Atlas Cards
Virtual Cards – Instantly available in the Atlas app for online or mobile payments, with three options for added security:
Standard Virtual Card – For everyday purchases.
Single-Use Card – Cancels after one transaction—perfect for shopping on unfamiliar sites.
Free Trial Card – Works for up to 24 hours, so you can test services without ongoing charges.
Tip: Toggle Allow Transactions anytime in the app to instantly lock or unlock your card—no need to contact support.
Physical Card – Great for in-store purchases and cash withdrawals.
Metal Card – Exclusive to annual plan members. Durable, premium feel, and built to last.
Earn rewards with your Atlas Card
Earn cashback at participating merchants automatically.
Spend regularly to unlock Double Cash Back and Weekly Boosts.
Annual plan users get Platinum Tier rewards with higher earning potential.
FAQs
Q: Can I use my Atlas Card in stores and online?
A: Yes—anywhere Mastercard is accepted, with a few restrictions.
Q: What’s the difference between the regular and metal card?
A:The regular card is plastic; the metal card (12g) is available with the annual plan.
Q: Do I need to activate my card?
A: Your virtual card is ready to use after account activation. For your physical card, just follow the in-app instructions once it arrives.
Q: Is the Atlas Card a credit card?
A: It works differently than a traditional credit card. Atlas doesn’t charge interest and helps you build credit through on-time payments.