In general, you can spend up to your full Spend Power with virtual cards. However, for new accounts, virtual cards have a max spending limit of $100 which gets removed once the physical card arrives and is activated.
Order your physical card:
You can order a card easily within the Atlas app:
Open the app
Tap Menu on the bottom right
Scroll and select Contact support
Select "Card Management"
Select "Request physical card"
Follow the prompts
Updated 10.17.2023:
Moving forward, if you have direct deposit, your virtual card limit may increase by the amount of your last direct deposit.
Example:
If you are a direct deposit user, and $250 was deposited into your Atlas account, your virtual card limit will rise to $250.