Smart Save Round-Ups automatically round your eligible Atlas Card purchases up to the nearest dollar and turn your spare change into savings. Once your round-ups reach the minimum transfer threshold, we'll automatically move the total to your Atlas Checking Account.
It's an easy way to grow your savings without having to think about it.
How Round-Ups Work
Turning spare change into savings is easy:
We round up your purchases
Every time you make an eligible card purchase, we round the transaction up to the nearest dollar.
Example:
You spend $4.30 on coffee. We round it up to $5.00, setting aside $0.70 for Smart Save.We track your spare change
Each round-up is added behind the scenes as you continue using your card. You don't have to move money yourself—your spare change adds up automatically with every eligible purchase.We transfer your savings
Once your round-ups reach the minimum transfer threshold, we'll automatically transfer the total to your Atlas Checking Account via ACH, where your savings can continue to grow.
How to Enable or Disable Round-Ups
You can enable or disable Round-Ups at any time.
Open the Atlas app.
Tap your profile initials in the top-left corner.
Select Smart Save.
Toggle Round-Ups on or off.
Track Your Savings
Want to see how much you've saved?
In the Smart Save section, you can see your Round-Up savings for:
This Week
This Month
Watching your progress makes it easy to see how small purchases can turn into meaningful savings over time.
FAQs
Q: Do Round-Ups happen on every purchase?
A: Only completed card purchases are automatically rounded up to the nearest dollar.
Q: When are my Round-Ups transferred?
A: Once your accumulated Round-Ups reach the minimum transfer threshold, we'll automatically transfer them to your Atlas Checking Account.
Q: Where can I see how much I've saved?
A: Open Smart Save to view your savings by week or month.
Q: Can I turn Round-Ups off?
A: Yes. You can enable or disable Round-Ups anytime in Settings > Smart Save.