Atlas is your all-in-one tool for easy financial growth, smart credit building, and great rewards—right from your phone.
Why you’ll love Atlas
0% APR — No interest charges, ever.
Automatic credit building — Build your credit just by using and paying your card.
No runaway debt — Smart Pay helps you avoid spending more than you can repay.
Growing credit limits — Increase up to $250 with responsible use.
Premium rewards — Earn cash back like 5% on subscriptions, 3% on gas, plus exclusive offers from over 50,000 merchants.
How Atlas makes finances easy
Atlas is designed to help you reach your goals faster with:
Spend Power — A flexible limit that grows with you.
Rewards — Cash back and points on everyday purchases.
Smart Pay — Payments that fit your budget, with no high-interest debt.
Safe and Reliable
Atlas partners with regulated banks to keep your money safe, with strong security and privacy protections.
Want to learn more?
Explore our articles to get started:
FAQs
Q: Is Atlas safe?
A: Yes—Atlas works with regulated banking partners to protect your funds.
Q: Do I pay interest?
A: No—Atlas has 0% APR.
Q: Can my limit increase?
A: Yes—responsible use can grow your limit up to $250.