What is Spend Power?

Spend Power is one of the key differentiators with Atlas. We leverage both your credit limit and your deposits to enhance your spending capacity, enabling you to make the most of your Atlas experience.

Here's an example to illustrate how it works:

Based on your credit profile, you may be granted $50 in unsecured credit from Atlas. However, if you also make a $50 deposit to your Atlas account, your Spend Power will increase to $100.

With Atlas, you not only gain access to a credit limit but also unlock the potential of your deposits, amplifying your spending power and providing you with more financial flexibility.